Friday, April 13, 2012

Friday Night Chit Chat and My Week in Review

Good Friday the 13th.I hope you day was good.For me it was wonderful.This week flew by.It seems like it was just Monday.
This week started off by cleaning up after the Easter Holiday.And missing my children.My husband had a couple doctors appointment.One was almost 30 minutes away.That was a worth while trip.

Worked out in the yard planted some plants Holly Hocks and daisies and moved plants around.I have a long bed on the side of our garage.This bed has been like a holding bed a place I put extras.I finally moved the plants around and now it don't look so bad.

Filled the truck up today not to bad $38.00 it was $3.77 a gallon.We also have a Giant food and for every 100 points you get you can get 10 cents off.We only had 100 points.

Went and did out weekly food shop.Did not do as good as I would like spent $87.11.I did buy a couple extras at Giant they has steaks on sale so I bought a pack of 4.I also bought some extra meat from Food Lion.I will not have to buy it next week.

This weekend is going to be perfect in the 80s I hope maybe to hit some yard sales and work in my yard.Until next time may the Lord keep and bless you.

Thursday, April 12, 2012

My Steps to paying off Debt and Saving Plan

Hi Everyone I hope your day has been good.
I thought I would make a post about how my husband and I have decided to pay down our debt and our saving plan.
It is a little of Dave Ramsey a little of Amy a little of all the different books I have read.For me one plan has not worked.I am not a religious Dave Ramsey but I do like his envelope system.And so far it has worked for us.

So one day I was sitting down to pay bills and I was looking at the bills we have and the money we spend and I thought if I took just $100.00 and paid that extra on a bill.So that is what I did.I took our lowest credit card debit and paid the minimum plus addition $100.00.I paid that debt off and now I am working on debt number 2.I took the minimum payment plus the $100.00 plus the minimum from debit number 1,and have been paying on that.So my plan is to take the $100.00 plus the first debt I paid off minuime payment plus the next bill minimum payment and keep doing that until the debt is paid off.And keep doing this to each and every debit.
I hope this is not confusing.

My saving I have done a little different.I have a saving bar graph and this saving has been just extra money.That most of the time I would spend.Or I am ashamed to say not pay attention to.But I stopped that.Everything extra for example our washer went up after years of my husband keeping it running it finally died.And we took it to a scrape metal place we made $19.00.And I say we made it  because if we would have done what we always do we would have called the town and they would have charges us $35.00 to haul this away.But we didn't do that this time we rethought it.I have a saving but this has just made me think of all I waste.After bills are paid and all the envelopes are filled what I have done with the extra money.
I know I will make lots of mistakes on the way.But I also know slow and steady wins the race.
Until next time I hope the Lord keeps and bless you.

Tuesday, April 10, 2012

Easter is over and everyone has gone back home

Today things got back to normal.The kids came in over the weekend for Easter stayed through Monday.We had such a good time together.It was such a blessing to be able to catch up with them and here whats going on with them in  their lives.We were able to skype our daughter who could not make it home this year so I was able to talk and enjoy each and everyone of them.
I hope you had a blessed and wonderful Easter.

Was able to get the house straight again I don't know about you but for us it seems like things get put here and there when a Holiday comes and everyone is here.I rather spend time with the family than cleaning  anyway.

Got out in the yard some today I was able to plant couple Holly Hocks,Daisy, and echinacea.I also dug up some garlic chives that were spreading more than I like.

That's all for me today.Until next time I hope the Lord bless and keeps you.